About YNAB

YNAB is the beloved financial method, system, and app that clarifies everything.

(It sure did for us! You can read more about my personal story below.)

“What is YNAB—and why should I use it?”

  • YNAB is a spendfulness method. This friendly, flexible method supports effortless savings and guilt-free spending—in alignment with what matters to you most.

  • YNAB is a highly customizable Cash-Flow Dashboard, giving you clarity, and keeping you in alignment with your values and preferences.

  • YNAB is a habit builder, so you stay on track with your inspiring new money habits and—most importantly—can easily make skillful in-the-moment decisions.

  • YNAB is a stress reliever (and a sparker of joy): So you can sleep better at night. 🛌And enjoy the little things (like easeful financial balancing) with more delight. 🤸‍♀️

  • YNAB is a goal achiever. It’s your steadfast support for setting achievable goals, monitoring your progress in real-time, and celebrating your (many) successes, little and large! 🎉

  • YNAB is fun! Many a YNABer has been spotted doing a happy dance (and even whooping with joy) while telling their partner about yet another “YNAB win”! 😊💕😊

  • YNAB is also the name of the company that supports YNAB—and you. YNAB (the company) is known for being highly ethical, innovative, and friendly. They are a 20-year-old privately-held company that invented, maintains, and supports YNAB (beautifully). You can also visit YNAB.com to read more.

My Story: Why I love sharing YNAB

Prior to discovering YNAB (✨🤸‍♀️🎉), my then-fiancé (now spouse) and I had tried everything out there! Previously, I was even a dedicated Mint user for 6+ years, but no matter how well I tracked spending in the past, Mint (and other apps and tools, including spreadsheet budgets) were no help for moving forward, or for making accurate spending choices in present time.

Then, when we became YNABers in May 2017, suddenly our finances finally came into focus, our decisions became easier, and we gained momentum in our goals! Major YNAB wins arrived soon! And (best of all, without all that prior stress) our relationship got even sweeter. 💕

And this is why I love sharing YNAB with others. :-)

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