Spendfulness and YNAB’s
Five Questions

Spendfulness: a state of alignment between how you spend your money and the life you want to live; thoughtful spending.

✨💸💕✨

The YNAB Method: Give Every Dollar a Job.

YNAB's Five Questions guide you in the practice of
giving every dollar a job:

• 💚 REALITY: What does this money need to do before I’m paid again? 
  

• 💚 STABILITY: What larger, less frequent spending do I need to prepare for?
  

• 💚 RESILIENCE: What can I set aside for next month’s spending?
  

• 💚 CREATION: What goals, large or small, do I want to prioritize?
  

• 💚 FLEXIBILITY: What changes do I need to make, if any?
  

Each of these questions has a different focus; you’ll move fluidly between them throughout your life as circumstances change, but spendfulness is available to you the moment you begin.

✨💸💕✨

The Most Important Money Video You'll Ever Watch

As the folks at YNAB say: “Yeah, it's a pretty hefty title, but you know what? Here at YNAB, we've seen thousands of people's lives change by learning to spend, save, and live joyfully with the power of spendfulness. And in this video, we're going to teach you how to do the same. So buckle up, grab your popcorn, and get ready to transform your relationship with money.”