Programs & Pricing

Coaching Programs & Pricing

💗 Several scholarships (in the form of a sliding scale) are also available for all programs for those in need. 💗

🌿 1:1 Coaching 🌿

$140/hour for individual sessions
Typically, clients who are new to YNAB begin with 4 - 7 private sessions
and are then invited into the Money Zendo.
(See below for more detailed descriptions of 1:1 coaching programs.)

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🐳 Friend Pods 🐳

$140 X 3 (or one payment of $390) for 6 weeks of group coaching
Each Friend Pod includes 6 classes + weekly drop-in office hours.
(Graduates of each Friend Pod are invited into the Money Zendo).

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🦋 Money Zendo 🦋

$140/month for ongoing drop-in coaching & body doubling
(includes 60 minutes/month of private 1:1 coaching)

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Costs Vary. Usually a sliding scale is offered. :-)

🌿 Custom Pricing for 1:1 Coaching Programs

Each person’s (and every couple’s) financial situation is unique, some more complex than others. When we meet the first time, I'll assess your situation and can then offer you a custom program based on your needs.

That said, in general, most folks (who are new to YNAB) are very well supported with a coaching program that spans 2-3 months and includes 6 - 8 coaching sessions.

Many also continue into the Money Zendo (for drop-in group coaching & 60 minutes/month of 1:1 coaching).

Here’s an example of a typical program I offer:

🌿
A Typical Program:

For an Individual or Couple with
Moderately Complex Finances

Coaching Includes:

  • 2- 3 months of coaching support

  • 6 - 8 one-hour coaching sessions (Zoom)

  • 2-months of FREE YNAB!

  • Structured homework assignments with customized-for-you (and easy easy-to-follow!) reference notes.

  • Email support between sessions
    (Occasional emails; if more support needed, we can schedule a 30-min session.)

🌳
How Your Life Changes:

  • ☘️ Your YNAB financial dashboard (AKA spending plan) is beautifully customized and it reflects your life back to you. :-)

  • 🏄‍♀️ You are living the YNAB Spendfulness method, i.e., keeping up on regular habits that make it all easier.

  • 🙌 You’re celebrating YNAB wins, e.g., delightful surprises in savings, more joy in your spending, and more enjoyment —you know, like spending quality time with people you love while NOT worrying about what’s up with your cash flow!! 😉💚

  • 💗 You have the knowledge, tools, and support that allows your nervous system to relax . . . so you can be centered and grounded and ride the big waves of change—with grace and balance, being who you’re here to be. And trusting that your relationship with your money is growing stronger, sturdier, and more loving, healthy, and easeful every day. :-)

🪴
How Pricing is Determined:

  • For individuals, my base rate is $140 per one-hour session with accompanying prep and follow-up. (Each session includes prep time, customized-for-you homework assignments, a follow-up email, and ongoing access to limited email support.)

  • For couples, entrepreneurs, or others with complex budgets, my base rate is also $140 per one-hour session with accompanying prep and follow-up, though often a few more sessions are needed. (I”ll be able to assess the approximate number of sessions needed early on in our time together. Each session includes prep time, customized-for-you homework assignments, a follow-up email, and ongoing access to limited email support.)

  • Sliding Scale: Because folks have different financial capacities, a sliding scale is also offered. 💚 We can discuss sliding-scale options when we meet. Questions? You can reach out to me here.

Couple and pup on bridge to beach at sunset

“The average YNABer saves $600 in 2 months and $6000 their first year.”

- YNAB’s website                       

🌿 Let’s Talk.

SCHEDULE A FREE CONSULT

Your first consultation is free.
💚

FAQ

  • Yes, a few sliding-scale spots are available!

    If you would like to work with me, and if the cost is out of reach for you in your current financial situation, reach out to me at greenestar.co/contact.

    Let's see what's possible. 💚

  • For greatest success, the following qualities are helpful:

    • Motivated: You are highly motivated to dive in.

    • Curious: You are curious and open to forming supportive new habits

    • Tech: You are tech-competent (or at least tech-curious)

    • Time: You are up for completing 60-90 minutes of homework between the first 2-3 coaching sessions, as well as ongoing, regular YNAB tending. (A few minutes here and there / daily works best).

    • Style: You enjoy a coach with a caring, enthusiastic, encouraging, and somewhat playful coaching style. :-)

  • For greatest success, the following qualities are helpful:

    Motivated: At least one of you is highly motivated to dive in. NOTE: See the next question below if one partner is not quite as enthusiastic—yet. ;-)

    Curious: Both of you are curious and open to forming supportive new habits

    Tech: You are both tech-competent (or at least tech-curious)

    Time: At least one of you is up for completing 60-90 minutes of homework between the first 2-3 coaching sessions, as well as ongoing, regular YNAB tending. (A few minutes here and there / daily works best).

    Style: You enjoy a coach with a caring, enthusiastic, encouraging, and somewhat playful coaching style. :-)

  • Likely, yes! Many people use YNAB for their business bookkeeping (and I am one of them).

    No inventory or payroll: As long as your business does not have payroll or inventory, YNAB can potentially work for your business. And, if so, I’ll be happy to guide you in setting this piece up as well. :-)

    Note: To keep everything tidy, I recommend maintaining a separate YNAB budget (inside your same YNAB account) for your business.

  • Most likely! Oftentimes—in the beginning—one partner is more excited about the vision of what is possible, and I’ve worked with couples who had great success with YNAB when only one person attends coaching sessions and completes the between-session homework and invitations.

    It worked for these couples because, in each case, both partners were curious and open to the process, even though both also agreed that only one partner would be the dedicated YNABer (i.e., attending the coaching sessions, plus taking on the the task of being the tender and tracker of all things YNAB).

  • Absolutely! It’s very common for couples to have some shared finances and some individual accounts, credit cards, etc.

    There are several different approaches for building hybrid-couples budgets, and we can assess and then choose the best solution for your particular situation. :-)

  • Great question! You can read all about YNAB here: greenestar.co/about-ynab

  • The coaching I offer complements the services offered by a financial planner or advisor in several ways.

    YNAB coaching focuses on the following: staying inspired and on track with current cash flow (enhancing it and overcoming obstacles to it); creating supportive new money habits; emerging from debt, setting attainable spending goals (and meeting these targets!), and staying inspired and on track with saving money for small and medium-sized goals—as well as strategizing savings for larger dreams!

    In contrast, a Certified Financial Planner (CFP®) or financial advisor spends less time and focus on supporting clients with day-to-day cash flow, debt, shorter-term savings, and daily money habits. Instead, they focus on investment management, long-term planning, and protecting you from various liabilities (e.g., taxes, insurance planning, retirement costs, and estate planning).

    While a YNAB coach does not advise you on any specific investments (that is beyond our scope), the YNAB method excels at helping you save more money (and building up stellar money-saving habits!)—and then YNAB also supports you in deciding how much of that saved money you would like to put toward your longer-term goals, such as investing for retirement or purchasing a home.

  • That’s a great question!

    Step 1: Skim up and read the answer to the Q. “What kinds of people find the most success & enjoyment in this coaching program?

    Step 2: Next: The easiest way to know is to schedule a free consultation, so we can chat. In our time together, I’ll ask you a few questions about what you’re seeking, I can share more about my approach(es), and you can ask me anything you like. :-)

    Also, if you feel open to it, these free introductory consultations also include coaching time . . . so you’ll also get a sense of how it would feel for us to work together.